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Start here to find your Home Equity Loan

With a Home Equity Loan you can use your home as collateral to consolidate bills, make home improvements, buy a new car, plan a vacation, etc. The minimum amount available for a loan is $10,000, but you can borrow as much as $250,000. There are no closing costs or fees associated with the loan.

Benefits: Home Equity Loans provide large amounts of cash at relatively low interest rates. This loan type also provides certain tax advantages that are unavailable with other loans.
(Consult with your Tax Advisor for more information.)

Remember, there are other ways to borrow money without using your home as collateral. See Refinancing for more options
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A written agreement to repay a loan. The agreement is secured by a mortgage, serves as proof of an indebtedness, and states the manner in which it shall be paid. The note states the actual amount of the debt that the mortgage secures and renders the mortgagor personally responsible for repayment.


Home Equity Loan The majority of borrowers use a home equity loan for debt consolidation, like creating one payment to take care of all that credit card debt. The loans are also used for a wide variety of other purposes, such as home improvements, medical expenses, education, emergencies and plan a vacation, etc.

Tip and Pitfall -- Before you secure a loan, consider how you are going to prevent yourself from building up that credit card debt again. Cut up all but one or two cards, quit carrying them with you and start using cash more often.

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Refinance Loans Refinancing replaces your existing loan with another lower interest rate loan for the same amount. This can save you tons of money when market interest rates drop 1 or more percentage points lower than your present rate. Refinancing can be used to reduce your interest rate, change the term of your loan, or to consolidate your debts.

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Debt Consolidation
No Home Required
A Debt Consolidation with No Home Required is also called a Debt Management Plan. You consolidate your unsecured debts (such as car payments - repos only, college loans, credit card payments) into one lower monthly payment. The benefit of this type of debt consolidation is that you lower your monthly payout and are no longer bothered by your creditors.
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Debt Consolidation Loan
Home Required
A Debt Consolidation Loan allows you to combine all your debt into one lower monthly payment. The benefit to you is that you can free up extra cash for personal needs.
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Cash Loans Apply online for a Payday Cash Loan / Emergency Cash Loan - Get cash deposited right into your checking account! Easy online application. Cash loans for Good Credit - Bad Credit - No Credit.
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